In this October Issue:

▪	Celebrate International Credit Union Day with us!

▪	Our People's Holiday Loan is back!

▪	Enjoy 0% APR* on all new Credit Cards

▪	Do know about P2P?

▪	Join us during our Extended Hours!

▪	Looking for a Business Checking?

▪	Mobile Branch on Wheels

▪	Community Events

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Our People's Holiday Loan is back with affordable rates and fair terms to help you pay back in a short period of time. With this offer you can have a stress-free holiday season for you and your family!

From October through December, take advantage of People's Holiday Loan up to $5,000 with rates as low as 8.99% APR* for 12 months!

APPLY HERE

For more information about our Holiday Loans, e-mail us at lespfcu@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org.

APR = Annual Percentage Rate. APRs for this promotion are 8.99%, 9.99%, and 10.99%. A penalty rate of 18% APR will be imposed in the event of delinquency or non-payments on the loan over 90 days.

Enjoy 0% APR* on all new credit cards!

If you are looking for a new Credit Card or want to start building your credit, LES People's FCU has your back. All New People’s Credit Cards will have a 0% introductory APR* on purchases for 6 months for every new credit card, up to $20,000.

Enjoy these additional benefits:

▪	Earn Rewards

▪	No Annual Fee

▪	5-day grace period after the due date before penalty charges apply

▪	Add it to your preferred Digital Wallet app

▪	Real-time Fraud Text and Email Alerts

▪	No minimum credit score required

APPLY HERE

For more information about our Credit Cards, e-mail us at lespfcu@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org.

APR*: Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Offer not valid for balance transfers or cash advances.

Did You Know about P2P?

Now with P2P (People to People) you can transfer money, make payments to people in real time. P2P is a payment method that allows you to pay another individual within the USA. This service is available in our Mobile and Online Banking services under the Transfer Menu.

Take advantage of this easy and convenient way to make secure payments from your LES People's FCU account.

If you don't have our Mobile app, download it here IOS | Android.

For more information about our P2P, e-mail us at lespfcu@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org.

P2P requires a Checking/ Share Draft Account to transfer funds from.

Cash-Less Extended Hours!

We are providing cash-less extended hours of operations at our Lower East Side and East Harlem branches.
Our Upcoming Days are:

@East Harlem Branch

▪	Wednesday, October 4, 4pm–6pm

▪	Wednesday, October 11, 4pm–6pm

▪	Wednesday, October 18, 4pm–6pm

▪	Wednesday, October 25, 4pm–6pm

@Lower East Side Branch

▪	Saturday, October 7, 10am–1pm

▪	Saturday, October 14, 10am–1pm

▪	Saturday, October 18, 10am–1pm

▪	Saturday, October 27, 10am–1pm

During our Cash-less extended hours, you can:

▪	Become a member, open a savings account, apply for a loan, obtain new debit card instantly, etc.

▪	Learn more about membership benefits, credit access, and digital banking options.

▪	Speak to a credit union representative who can help you directly or refer you to the right people.

Appointments are not mandatory but encouraged, schedule an appointment here.

For more information about our Extended Hours, e-mail us at lespfcu@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org..

Business Solutions at LES People's FCU

LES People's has a history of providing banking and financial services to local small business owners. Whether you are looking for an affordable checking account, a merchant account or a small business loan, you can count on us!
• Get a business checking account with zero monthly fees and unlimited transactions
• Apply for a merchant account with automatic $1,500 overdraft protection line of credit
• Inquire about our small business loans starting at $500 up to $250,000
• Get a business line of credit up to $50,000 and pay only what you spend
• Easy access to account transactions through Online Banking
• Personalized service and genuine expertise with small business management and challenges

Open a Account here

For more information about our Business Solutions, e-mail us at lespfcu@lespfcu.org, call us at 212-529-8197 ext. 0137, or visit us at www.lespeoples.org.