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In this January Issue:

• People’s Balance Transfer Promotion can help you
• Prepare for Tax Season coming soon!
• 2024 People's College Scholarship: Apply Now!
• Apply for a Low-Rate Mortgage Today!
• Attention Housing COOPs - Building Insurance Financing (IPF)
• New Extended Hours at Lower East Side Branch
• Holiday Memories
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Balance Transfer Promo: Get Back on the Road to Financial Wellness!

LES People’s FCU Credit Card Balance Transfer Promotion can help you achieve financial wellness and get you out of debt faster. Transfer your external high debt into your People’s Credit Card and save today!

Choose the best offer for you:

0% APR* for 6 months with a 3% balance transfer fee.
or
4.99% APR* for 6 months with no balance transfer fee.
APPLY HERE

Offers end on April 30th, 2024.
Don’t have a People’s Credit Card yet? Click here for more details.

For more information about our Balance Transfer Promotion, email us at lespfcu@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org.

APR = Annual Percentage Rate. This is a promotional APR* for Balance Transfer only and for a limited time, not valid for new purchases. All Mastercard’s are subject to credit approval. Balance Transfers from any LES People’s loan or PEOPLES credit card are not permitted. The Balance Transfer fee is 3% if applicable.
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TAX AD

Interested in becoming a volunteer this tax season? Contact us at PCEI@lespfcu.org

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Scholarship EN

We are excited to support our future college students with two (2) $1,000 College Scholarships to assist with qualifying expenses, covering partial enrollment, school books, equipment, relocating costs and more.

We welcome our community of prospective college students to take advantage of this college scholarship that is open to all – LES People’s members and non-members alike.
APPLY HERE

For more information about our Scholarship, e-mail us at connect@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org.
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Apply for your Low-Rate Mortgage

If you are looking for a Mortgage for a 1-4 family home, condo or co-op (including HDFC co-ops) in NYC, check out what LES People’s can offer!

Make an appointment to have a pre-qualification with our Mortgage officer with no impact on credit.

These rates are effective as of (new effective) and are subject to change anytime. Confirm your rate with our mortgage officer.

Our Rates

▪ 3/3 ARM – 6.50%
▪ 5/1 ARM – 6.65%
▪ 10/1 ARM – 6.75 %
▪ 15 Year Fixed – 6.50%
▪ 30 Year Fixed – 6.75%
▪ 3/3 ARM – 6.50%
▪ 5/1 ARM – 6.65%
▪ 10/1 ARM – 6.75 %
▪ 15 Year Fixed – 6.50%
▪ 30 Year Fixed – 6.75%
Schedule Now

LES People's FCU is one of the biggest Community Development Credit Union in NYC and an affordable housing lender since 1986.

For more information on mortgages and prequalification of home loans, get in contact with our Mortgage Officer (NMLS# 1078244), at lending@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org.
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Attention Housing COOPs: Building Insurance Financing Now!

LES People’s offers financing for your CO-OP Building Insurance Premiums. Knowing that Insurance has skyrocketed, we hope we can ease the burden with this financing opportunity.

Here are the details:

▪ Fixed 7.5% APR*
▪ Payable in 9 months
▪ Financing up to 85% of Insurance Cost
▪ Fixed 7.5% APR*
▪ Payable in 9 months
▪ Financing up to 85% of Insurance Cost

To apply, please email kperez2@lespfcu.org your insurance invoice and submit the following:

Complete IPF application
Complete board resolution form

For more information about our IPF, email us at lending@lespfcu.org, call us at 212-529-8197, or visit us at www.lespeoples.org

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of the loan. Rates are subject to change.
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Job Posting
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MLK 2024
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Holiday Memories
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Holiday Spirit at our EH Branch!
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Ugly Sweater Day at LES People's FCU
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Our East Harlem Branch Ready for the Holidays!
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Staff Members at LES People's showing off their Ugly Sweaters!
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LES Christmas Party 2023
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We Believe the Holidays were near by!
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24-HR Audio Response: 800-854-3855

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Hours of Operations

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©2024 Lower East Side People's Federal Credit Union | 37 Avenue B New York, NY 10009

 
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