Our Marketing Director is your biggest cheerleader!

Note: We have asked her to remove the "Be Aggressive" cheer from the FPH team repertoire as it is not necessarily consistent with our messaging. She is working on custom cheers for retirement income sustainability and tax efficiency.

September -October-November 2023

Announcements, colorful commentary, and useful financial planning tidbits from John H. Robinson

Readers of this newsletter will notice that the first few articles in this issue are devoted to helping FPH clients whose TD Ameritrade accounts were recently integrated into the Charles Schwab platform get settled. As badly as Schwab bungled the transition, once the account feature mapping errors get cleaned up, I am confident you will find Schwab's platform to be perfectly functional.

PLEASE READ THIS:

Charles Schwab Account Migration Checklist

To the roughly 15% of the FPH flock who are still on the NFS custodial platform, you will find plenty of articles in this issue that may be relevant to you if scroll down below "Pro Tip".

Apropos of Nothing

Curious, sometimes humorous snippets of daily life that may or may not have anything to do with financial planning.

Securities offered through J.W. Cole Financial, Inc. (JWC) member FINRA/SIPC. Advisory services offered through Financial Planning Hawaii and J.W. Cole Advisors, Inc. (JWCA). Financial Planning Hawaii and JWC/JWCA are unaffiliated entities.

Fee-only financial planning services are provided through Financial Planning Hawaii, Inc, a separate Registered Investment Advisory firm. Financial Planning Hawaii does not take custody of client assets nor do its advisers take discretionary authority over client accounts.

The information contained herein is general in nature. Neither Financial Planning Hawaii nor J.W. Cole provides client-specific tax or legal advice. All readers should consult with their tax and/or legal advisors for such guidance in advance of making investment or financial planning decisions with tax or legal implications.